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Best Credit Cards in Malaysia 2021

Credit Card Promo Code and Discount in Malaysia 2021 [updated: 15 September 2021] FOOD & DINING PROMOTION Bank Merchant Promotion Expiry Date Affin Bank Salad Atelier 10% off total bill 31 Dec 2021 AmBank Cake Together 10% off all cakes  Promo code:  AMBCK10 30 Sep 2021 BSN Maya Brasserie, Maya Hotel 10% off 31 Oct 2021 CIMB Dash Beach Club, Langkawi 10% off food and beverage 31 Dec 2021 Citibank Din Tai Fung RM30 off (min. spend RM200) *capped at RM30 31 Jan 2022 HSBC Eat Cake Today 10% off all cakes (in-store & online) Promo code:  HSBC10 30 Apr 2022 Hong Leong Bank Boozeat 1 whisky glass (no min. spend) Promo code:  HLBZWHISKY 31 Dec 2021 Maybank Godiva RM60 off (min. spend RM300) *applicable for both dine-in & takeaway 30 Sep 2021 RHB OldTown White Coffee Free OldTown White Coffee or discount on total bill (min. spend RM30) 14 Nov 2021 Standard Chartered Bar.B.Q Plaza 15% off family & supreme set 31 Dec 2021 UOB Kyochon Complimentary 6-piece Winge...
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What is a credit card?

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  What is a credit card? It is a payment instrument that you can use to purchase something instead of using cash. In theory, when you pay for something using a card, that amount is owed from the bank and need to be paid back. A credit card is designed to meet various income levels, from the entry-level (sometimes referred to as Gold), mid-range (Platinum), and high-income (e.g. Infinite, Premier, Signature). How does a credit card work? Think of it like a fast loan that you can pay back when your salary kicks in. To understand more on how it works, let’s take a look at the basic features such as follows: Annual fee A credit card has a fee that is charged annually to the card members for the benefits that come with it. Some of them don’t have an annual fee, whereas there are also cards with an annual fee waiver condition. To get your credit card annual fee waived is simply by making one transaction per month for 12 consecutive months, or meet the card's minimum spending required in ...
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